Olic: “Age will not be a problem for Modric”

first_imgIn addition, Olic has underlined the midfielder’s commitment to his country’s team: “When he plays with Croatia, he is always incredibly motivated, even 300% prepared, and, Due to the way he maintains and cares for his body, age will not be a significant problem for him. “ The Croatian coach’s words confirm what has already been known: Modric, if nothing prevents him, will play the Euro Cup in 2021 as he was going to do in 2020. AS has also said that the ’10’ will continue at Real Madrid until then. You feel fit and, in fact, even stopped by the pandemic he had been the ninth player in minutes (1,904) for Zidane. And he had scored five goals and given five assists. 10 Ivica Olic, Croatia coach, has spoken since his confinement in Hamburg with 24SATA to assess the situation created by the coronavirus. Among the topics to be dealt with was, of course, the status of its captain, the Real Madrid player Luka Modric (34 years old), the one who has exalted again. On how the postponement of Euro 2020 until 2021 could affect Modric, Olic has been resounding: “Knowing Luka, his mentality and his way of working, this does not play a big role for him. I am sure he will be even better next year, he is like that.”last_img read more

Read More

The Madrid Virtual Open reached more than 15 million people

first_imgAndy Murray and Kiki Bertens had been proclaimed champions of the Mutua Madrid Open Virtual Professional this Thursday, the brand new on-line match which introduced collectively 16 ATP gamers and 16 WTA gamers to face off just about from dwelling on the Manolo Santana Stadium, recreated intimately within the Tennis World Tour (Nacon Gaming) online game. Solely broadcast through Fb Gaming, the match has garnered some spectacular viewers information in its first version, 4 days lengthy.Including the emissions in Spanish (Fb web page of PlayStation Spain) and English (Fb web page of the Mutua Madrid Open), The Mutua Madrid Open Virtual Professional has achieved the next figures: 75,632,205 people reached, 15,163,552 distinctive customers, 8,683,153 minutes performed and 160,096 interactions from Monday April 27 to Thursday April 30.With a median viewers of three,790,888 viewers per day, The Mutua Madrid Open Virtual Professional has damaged all of the expectations set, changing into a world phenomenon due to the 62 matches of the competitors, broadcast with a spectacular tv manufacturing that has had the feedback of Feliciano López, quantity 56 on the planet and director of the Mutua Madrid Open, Anabel Medina, captain of the Federation Cup and double champion Roland Garros in doubles, Alberto Berasategui, former quantity seven within the rating and champion of 14 ATP titles, o Álex Corretja, former world quantity two and winner of 17 titles, together with the ATP Finals in 1998. Along with the matches of the competitors, which had been joined by the Charity Mutua Madrid Open Virtual Professional, which he confronted to the perfect content material creators within the gaming territory with the tennis gamers (the ultimate victory was for Stefanos Tsitsipas)Every day featured interviews with the protagonists and a abstract program on the finish of the day to evaluate the perfect moments of the competitors.The Mutua Madrid Open Virtual Professional was born with a transparent solidarity vocation to assist the tennis gamers most in want in the intervening time, to all those that don’t have any earnings to face all these months of inactivity, and people affected by Covid-19. For that reason, the match had a prize of 300,000 euros in each tables (150,000 ATP and 150,000 WTA), of which the winners will be capable to resolve the quantity that they provide to the tennis gamers with essentially the most financial issues in the intervening time. Moreover, the Mutua Madrid Open Virtual Professional has donated a complete of 50,000 euros to the Madrid Meals Financial institution to assist cut back the social affect of the Covid-19 pandemic.last_img read more

Read More

Dreher lands at Canadian Women’s Open

first_imgThe Canadian Women’s Amateur Championships began on Wednesday, and Fort St. John’s Kirby Dreher is one of 9 B.C. golfers who made the trip to Winnipeg for the competition.After one round at the Elmhurst Golf and Country Club, it’s Banff’s Nicole Forshner with a one stroke lead – she shot a 2 under par 70. As for Dreher, she shot a 4 over par 76 in her first round, to leave her 6 back of the leader.Dreher is also part of the 4-player team B.C., which after one round is leading the way. B.C. sits at 3 over par, 2 strokes up on second place Ontario, and five shots ahead of third place Alberta.- Advertisement -The competition continues through Friday.last_img

Read More

‘Unbelievable’ Salah streak surprises De Bruyne

first_imgDe Bruyne has been City’s key creative weapon on their march towards the Premier League title that could be sealed with victory over Manchester United on Saturday.But Salah’s total of 37 goals in 42 appearances this season threatens to deprive De Bruyne of individual honours to go with City’s trophy haul.“I think to score that many goals in a season is unbelievable,” said the Belgian. “I think nobody expected it, but he hit the ground running.”Had things worked out differently De Bruyne and Salah could have been teammates.However, both were discarded by Chelsea earlier in their careers after failing to hold down a regular spot in the first team.City manager Pep Guardiola, though, believes all that was lacking from Salah’s game before this season was a clinical touch in front of goal which he has found under Jurgen Klopp.“In Chelsea he didn’t play too much, but in Roma he was amazing,” said Guardiola.“Every game he create a lot of chances but sometimes (he) missed. This season I think the way Jurgen Klopp wants to play is perfect for him.“I think Jurgen is a master to buy players with what he really needs for the way he wants to play.”– Fearsome front three –Salah has formed a fearsome front three with Roberto Firmino and Sadio Mane with the trio already combining for 75 goals.And City know all too well the havoc they can cause as all three were on target in City’s only league defeat of the season so far as Liverpool ran out 4-3 winners at Anfield in January.“The three in front, the way they play, they are so clinical,” added Guardiola. “They punish you in your mistakes because they are so fast, so direct and that’s a good challenge for us.”With City just needing one win from their last seven league games and having already bagged the League Cup this season, Liverpool defender Andrew Robertson claimed Guardiola’s side are expected to deliver once more.However, De Bruyne shrugged off the added pressure of being favourites.“If you look at the season until now, maybe it is normal we are favourites. But it is a different competition, it’s a Cup game and everybody is strong.”With Sergio Aguero absent through injury, Guardiola is set to name a front three with an average age of just 22 in Raheem Sterling, Gabriel Jesus and Leroy Sane.And Guardiola believes he will learn whether his side can overcome a lack of experience in the Champions League knockout stage compared to some of Europe’s giants in the rarefied air of Anfield on a European night.“The level of the quarter-finals is a mountain and it depends if you can overcome that situation or not, knowing of course the opponent is one of the toughest in the world,” added the Catalan.“What I admire most of the important teams is that in this kind of situation, knockout games, in the bad moments they are calm…because they know their chance is coming and when it comes they are not going to miss.“That is the big difference. Our strikers are 20, 21-years-old and maybe we need more time, but that’s why it is fantastic to see.”0Shares0000(Visited 1 times, 1 visits today) 0Shares0000De Bruyne is Salah’s main rival to win Premier League player of the year awards. © AFP / Paul ELLISLIVERPOOL, United Kingdom, Apr 4 – Manchester City midfielder Kevin De Bruyne admitted his rival for the Premier League player of the year award Mohamed Salah has surprised him with his stunning goalscoring form this season.The two go head-to-head on Wednesday when Salah’s Liverpool host City at Anfield for the first leg of their Champions League quarter-final.last_img read more

Read More

Thirty-five new jobs created as Century Cinemas open Bar and Grill

first_imgCentury Cinemas are thrilled to announce the opening of their new Backstage Bar and Grill and Century Play area this coming November 2016.A fresh concept creating  a space to relax, wine and dine with friends before a movie or alternatively unwinding over a delicious meal whilst the children experience a wide range of play facilities on offer at Century Play.Renovations are currently taking place at the former Century Cinemas Ice Rink, located beside Century Cinemas and Letterkenny Retail Park. With the new employment of 35 part time and full time employees, Mark Doherty, Owner, told Donegal Daily, ‘We are really excited to create anenvironment where everyone in the family can enjoy themselves, at Backstage Bar & Grill and Century Play it will be our aim to provide a memorable and fun experience for everyone’.Backstage Bar and Grill will consist of an open air kitchen where guests can watch the culinary staff in action.Century Play has been designed with children in mind, to ensure maximum fun and excitement, from racing slides, spiral slides and aerial runways to name a few.Backstage Bar & Grill and Century Play will be opening this November. Thirty-five new jobs created as Century Cinemas open Bar and Grill was last modified: October 3rd, 2016 by Mark ForkerShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:Bar and GrillBusinessCentury CinemasCreationjobsnewsThirty-Fivelast_img read more

Read More

NEW TOURISM BOOST AS JASON BLACK MAKES BBC DOCUMENTARY ON THE HILLS OF DONEGAL

first_imgThe BBC Crew in Donegal with Jason BlackDONEGAL’S spectacular scenery is set to be featured in a new documentary – giving the county another tourism boost.A BBC crew has spent the week filming around the county.And there was no better man to show them around than King of the Hills (and the Mountains) Jason Black. The Letterkenny businessman said the crew from the Beeb were blown away by what they found.The man who conquered Mount Everest earlier this summer said: “I’ve been working with the BBC on a documentary profiling hill walking and climbing in the wonderful hills of Donegal.”He said they spent Thursday at his favourite spot – Errigal.“The weather was beautiful and the views were spectular – the film crew’s jaws are still on the floor,” he told Donegal Daily. “The tourism potential is phenomenal in the hills of Donegal.“It’s for the BBC series ‘Ar Bhealach na Gaeltachta’“Part of the story line is how the hills of Donegal have become so famous as a training ground in preparation for world class mountaineering, drawing parallels on how Chris bonington from the UK who was one of the world’s most famous adventures and of course myself used the Donegal landscape to take on the world’s biggest challenge Mt Everest.“The documentary was shot in a four part series profiling the most spectular natural geography we have here in our county from the sights of the sea stacks & cliffs of Slieve League to the splender of Inishowen, Sliabh Sneacht and finishing on the champion of them all at Errigal.”The BBC are due to show the series in the autumn. It will feature Jason unfurling the Donegal flag he took to the top of Mount Everest back on top of Errigal.“That was a very special moment for the cameras,” said Jason.NEW TOURISM BOOST AS JASON BLACK MAKES BBC DOCUMENTARY ON THE HILLS OF DONEGAL was last modified: August 23rd, 2013 by John2Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:BBCDunleweyErrigalEverestJason Blacklast_img read more

Read More

Brain of Homo Naledi Estimated

first_imgThe intriguing hominid fossils from a South African cave make news again. This time, the discoverer and a team of anthropologists learn more about the brains of these creatures. Were they people?In 2013, the world was shocked to hear of bones of Homo deep within the Rising Star Cave system in South Africa. Bones were found in a chamber very difficult to reach. Cavers helped to retrieve the fossils for Lee Berger, whose team named the creatures Homo naledi after the name of the Dinaledi Chamber where they were found. Many questions emerged from the discovery: were they human? Did the individuals crawl into this chamber, or were they buried or tossed into it? Did animals drag the carcasses into the cave? Now, additional measurements of the skulls of individuals have been published in PNAS by Ralph Holloway, Lee Berger, John Hawks and other paleoanthropologists. You can get a gist of what they concluded from a long headline at Science Daily: “Where hominid brains are concerned, size doesn’t matter: The human-like features of Homo naledi’s brain surprise research team that examined fossil’s brain imprints.” The PNAS paper begins with a statement of the significance of their latest findings:The new species Homo naledi was discovered in 2013 in a remote cave chamber of the Rising Star cave system, South Africa. This species survived until between 226,000 and 335,000 y ago, placing it in continental Africa at the same time as the early ancestors of modern humans were arising. Yet, H. naledi was strikingly primitive in many aspects of its anatomy, including the small size of its brain. Here, we have provided a description of endocast anatomy of this primitive species. Despite its small brain size, H. naledi shared some aspects of human brain organization, suggesting that innovations in brain structure were ancestral within the genus Homo.This announcement is sure to arouse fervent discussion among evolutionists and creationists (who will dispute the dates and the evolutionary statements). Most importantly, the brain endocast shown in the paper looks very human. Berger and co-authors try to make the case that “The cranial, dental, and postcranial remains of H. naledi exhibit a mosaic of derived, humanlike traits combined with primitive traits shared with Australopithecus and other stem hominins,” and yet they classify it as Homo, “man,” not –pithecus, “ape.” The endocasts produced for this paper, though small, show such remarkable similarity to human brains, and such differences from Australopithecus, that the team was surprised. “The research highlights the humanlike shape of naledi’s tiny brain, surprising scientists who studied the fossils.”In the press release from the University of Witwatersrand, reproduced by Science Daily, John Hawks sees a disconnect between theory and fossil evidence:The small brains of Homo nalediraise new questions about the evolution of human brain size. Big brains were costly to human ancestors, and some species may have paid the costs with richer diets, hunting and gathering, and longer childhoods. But that scenario doesn’t seem to work well for Homo naledi, which had hands well-suited for toolmaking, long legs, humanlike feet, and teeth suggesting a high-quality diet. According to study coauthor John Hawks, “Naledi’s brain seems like one you might predict for Homo habilis, two million years ago. But habilis didn’t have such a tiny brain — naledi did.”Some of the team members are almost ready to conclude that these creatures had human-like behaviors, and even language. “It’s too soon to speculate about language or communication in Homo naledi,” said coauthor Shawn Hurst, “but today human language relies upon this brain region.”Another example of small people with small but modern-shaped brains were the hobbits, Homo floresiensis. Paleoanthropologists were wrong about diet and brain size. Are they now wrong about human variability?A humanlike brain organisation might mean that naledi shared some behaviours with humans despite having a much smaller brain size. Lee Berger, a co-author on the paper, suggests that the recognition of naledi’s small but complex brain will also have a significant impact on the study of African archaeology. “Archaeologists have been too quick to assume that complex stone tool industries were made by modern humans. With naledi being found in southern Africa, at the same time and place that the Middle Stone Age industry emerged, maybe we’ve had the story wrong the whole time.“Another new book by Sanford and Rupe examines all the latest fossil hominids, including Homo naledi.But a different conclusion can be drawn. Instead of imagining that “primitive” ancestors of humans “evolved” toolmaking abilities and complex brains, one could conclude that these were fully human with some differences in size and anatomy. So many speculations about human evolution have been overturned over the decades, one might well call paleoanthropology the Science of Being Perpetually Wrong.In their 2017 book Contested Bones, Sanford and Rupe concluded that the weight of evidence shows Homo naledi to fit within human variability, as does Homo erectus. Their comparisons of hands, feet and other parts of post-cranial (below the head) anatomy show very close resemblance to human bones. The small brain size should not be surprising, as there is a great deal of variability today in those unquestionably human. Consider skull sizes between the smallest midget and the largest giant. Big skulls and brains do not necessarily correlate with intelligence, as early Darwinists thought. It’s quality, not quantity.(Visited 590 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

Read More

She Leads Africa boosts women in the business ecosystem

first_imgShe Leads Africa was set up to show that many African women were leading in business and in their communities. The initiative runs various programmes to build the profile of women in business across the continent.Yasmin Belo-Osagie and Afua Osei are the founders of the She Leads Africa network, set up to change negative perceptions of African women. (Image supplied)Melissa JavanTwo women who wanted to see fellow African women leading in business are now reaping the fruit of the initiative they started. Yasmin Belo-Osagie and Afua Osei are the founders of She Leads Africa (SLA), a community of about 300,000 women.She Leads Africa is a digital media company with a purpose, they say. “It’s very important to us that we focus on not only reach but also on impact.“Our recent Slay Festival in Lagos had more than 1,400 people come out for a day of innovation, culture and technology. It had 81 million social media impressions,” the women say.They partnered with BBC Africa to host a Twitter chat for #SheHiveLondon and the broadcaster live streamed SLA’s SheHiveLondon event.“We have also provided more than $50,000 (R661,458) in grant money to women entrepreneurs and provided training to 1,000 young entrepreneurs on business strategy, digital marketing and finance.”Belo-Osagie and Osei started SLA in 2014, when both had full time jobs. It now has a staff of nine people, two of whom are in South Africa.Watch Anjola Ogunsanwo explain the lessons she learned at the Slay Festival:Their missionSLA is a community that helps young African women achieve their professional dreams, reads its website. “With engaging online content and pan-African events, (the) vision is to become the #1 destination for smart and ambitious young women.”An SLA event, #SheHiveJoburg, was held in Maboneng, Johannesburg, from 9-12 February. It comprised a series of workshops. Successful entrepreneurs gave insight into their journeys and provided training and mentorship to young professional women.“Start thinking of yourself as a brand.” – @sheilaafari, founder of Sheila Afari PR#SheHiveJoburg— She Leads Africa (@SheLeadsAfrica) February 12, 2017Entrepreneur Tip from @SheLeadsAfrica. If you don’t like networking. Get a friend who is a connector to help you connect to your network.— Wasebukhosini ? (@KINGAya_) February 12, 2017“As much as we are in a digital age, your brand offline still matters.” – @sheilaafari, founder of Sheila Afari PR#SheHiveJoburg— She Leads Africa (@SheLeadsAfrica) February 12, 2017We’re not going to create generational wealth with one income stream. @sheilaafari #SheHiveJoburg @SheLeadsAfrica pic.twitter.com/6Teoj1Yyyh— Wasebukhosini ? (@KINGAya_) February 12, 2017Besides sharing inspiring stories of African women, SLA shares guides on its site, such as 7 Cs for great communication; SLA’s career strategy guide; Holding on to your business, your day job and your sanity; and Starting a business: the very first step.Watch Osei talk about how we should portray African women as individuals:Women breaking stereotypesLebohang Monyatsi from Vryburg in the North West, is one of the South African women who features on the SLA website. She is the first South African woman in a wheelchair to be a runway model, and has also represented South Africa in wheelchair basketball.Lebohang Monyatsi challenges people who believe that differently-abled people such as herself are only good for office work and sport. “I intend on making people see that we are capable of doing other things.” (Image: She Leads Africa)“The main goal is to break the stereotypes associated with people with disabilities in the fashion and entertainment industry, and to pave the way for those to follow and succeed me,” she said.One of Monyatsi’s achievements is modelling for the Maboneng Fashion Week. “My goals as a model are to do international modelling, to inspire and be a role model, especially to those who think it’s not possible,” she told SLA.Other South African SLA womenMaphano Mohapi encourages youth to let their voices be heard and to break stereotypes. (Image: She Leads Africa)Several other South African women feature on the SLA website.Ronelle Steenekamp’s start-up RSA Consulting designs learning programmes for employees, advises organisations about learning and development projects and helps companies carry out more effective learning interventions.Her motto is “Pray then slay”. “Before pursuing interests, goals and objectives, I pray. Thereafter I boldly pursue with positive energy and confidence; that’s the slaying part,” Steenekamp says.Vuyi Zondi is a management consultant by profession with experience in strategy consulting to optimise business performance. She is also the founder of Corium Naturals, which sells products such as shea butter and African black soap.Running a business is not smooth going at all times, says Zondi. “But what I learn from one, I can transfer to the other.”Her advice is to do your research and read up from credible sources. “Reach out to the suppliers of raw materials, because they have a wealth of knowledge and guidance. Become a sponge, always soaking in new knowledge.”Lauren Jacobs is in the church with her husband, and is committed to speaking out about issues such as domestic violence. She is also the author of three books. One of Jacobs’ achievements was teaching women in Ghana during a church outreach trip.Her advice to aspiring authors is to forget about writing perfectly. “Forget perfection; embrace what you have to give. Write and write, challenge yourself. Do not copy another writer – we don’t need another Stephen King or Chimamanda Adichie. They are great but we need you.”Social work graduate Maphano Mohapi is a nail technician and makeup artist with a spa business of her own.In 2004, she was in an accident that left her unable to walk. This personal challenge gave Mohapi a new lease on life.She told SLA that after graduating from university, it was difficult to find a job because of her disability. This led to her starting her own business.Her advice is that people should not give up on their dreams. “Remember you have only one life to live. Getting a second chance in my life moulded me into a strong, beautiful black woman I am today,” Mohapi says.How She Leads Africa startedIn 2014, when they started SLA, Belo-Osagie and Osei said they wanted to see if they could find women interested in opportunities, and the response they got blew them away. “We launched our first pitch competition in May 2014 and within six weeks we had nearly 400 applications from more than 25 countries,” they say.“We knew that there was a desire from young woman across the continent to see this movement grow and it’s been exciting building that over the past two years.”Their aim is to work with African women across the continent and in the diaspora. “To date, we’ve hosted our SheHive bootcamps in cities across three continents and have members from more than 30 countries.”Other highlightsMembers of the She Leads Africa team. (Image supplied)In 2014 and 2015, SLA hosted pitch competitions in which entrepreneurs were given the opportunity to showcase their businesses before investors. Then, in 2016, SLA launched its Accelerator programme. The six-month long programme is designed to identify, support and fund the next generation of Nigeria’s brightest female entrepreneurs.Participants receive access to business coaching, private sessions with investors and at the end pitch their business for cash and prizes.In 2016, the SLA top entrepreneur was Angel Adelaja of Fresh Direct. The company produces premium organic fruits and vegetables hydroponically. Adelaja walked away with a 2-million naira (R83 000) investment.Would you like to use this article in your publication or on your website? See Using Brand South Africa materiallast_img read more

Read More

Philip Glass, Music Apps, And The Future Of The Album

first_imgjohn paul titlow The best part is Glass Machine, a stand-alone feature that lets users remix and build their own minimalist compositions using an interface that is both atypical and easy to use. The controls along the bottom let you adjust tempo and rhythm, filter the sound and choose between piano, organ and synthesizer. The rest of the screen is occupied by two giant circles, both of which contain a single, smaller circle that can be pinched and moved around to adjust the melody. It’s a way of manipulating sound that will look unfamiliar to even experienced digital audio producers, but is completely intuitive to just about everyone. REWORK for iPad costs $10. That’s pricey for an app, but pretty cheap for a full-length album you can interact with. With Some Tweaks, This Model Could Work For ArtistsREWORK_(Philip Glass Remixed) could be even better. People should be able to record and save their Glass Machine compositions. Then they’d be free to share them online and bring them into other audio-editing software to build something completely new on top of them. Weaving in such an open-source spirit might help counter the “walled garden” issue of putting an album into a native apps. If the app came with a code to unlock a digital download – much like vinyl records do these days – purchasing it would be a no brainer for just about any fan. That way, you could experience the interactivity and fluid animations, but also be able to take the music itself with you anywhere and play it on any player. Musicians complain about how easy it is to download MP3s without paying for them. In age when artists are struggling to figure out how to thrive in a digital, mobile world, apps like REWORK offer a few hints about how the music-as-an-app model could work. An experience like this would be much harder for people to pirate, for example. Building stuff like this is expensive, of course, and limiting sales to a single platform is an issue. But there might be a real opportunity here for a smart startup to sell app-building tools to labels and artists.If artists can design something fans would love interacting with and that offered enough value above and beyond the audio itself, the people who care most would shell out $10 or $15. I know I would.  Tags:#apps#digital music#iPad#music#tablets 12 Unique Gifts for the Hard-to-Shop-for People… The new Philip Glass album is completely mesmerizing. I don’t mean the CD, or the MP3 download or even the vinyl version – I mean the app. In addition to more traditional formats, the famed composer has released REWORK, a compilation of remixes, as an iPad app. An immersive, interactive and incredibly cool iPad app. Normally, releasing an album in the form of an app would seem like a dumb idea. All the open-source-minded, anti-walled-garden, Web-is-better-than-native-apps advocates out there would agree. Why trap your creative hard work behind the impenetrable wall of a proprietary mobile application? I couldn’t agree more, in theory, but something about the REWORK_(Philip Glass Remixed) app for iPad has me wondering if this apps-as-albums concept might be a surprisingly large part of music’s future. As I’m writing this on my laptop, my iPad is propped up next to me. Just beyond my direct field of vision, there’s an array of cubes floating in 3D space, flowing like water to the rhythm of the drums backing this electronic soundscape I’m listening to in my headphones. If I touch the screen, some of the blocks fly upwards. If I move my finger across the screen, more blocks are disrupted in its path. Limited Functionality Never Felt So GoodThat’s about the extent to which I can interact with the music as it plays. I can’t even fast-forward through each song. But that’s okay. Like a vinyl record, I’m forced to listen to each song or skip it entirely (which takes a few taps, so it’s slightly more cumbersome than we’ve become used to). I can’t help but feel like this app was deliberately designed to encourage me to enjoy the album from start to finish. To quiet my brain’s 21st Century instinct to jump around, to fast-toward, to hit Shuffle. If I want to dip my finger into the liquid digital visualization going on as the song plays, that’s fine. But I can’t skip around. I can’t minimize this app and do other things without cutting off the audio. It’s incredibly simple functionality, but it’s mesmerizing, like some kind of futuristic boombox.  5 Outdoor Activities for Beating Office Burnout 4 Keys to a Kid-Safe App 9 Books That Make Perfect Gifts for Industry Ex… Related Posts last_img read more

Read More

12 Successful Ways to Save Money

first_img https://pixabay.com/photos/money-savings-piggy-white-1885540/ Return to article. Long DescriptionPay Yourself First- Treat savings like an important household bill (e.g., loan payment). Set aside a part of each paycheck, even if it is only a small amount, and leave it there. Save automatically where possible.Collect Coins– Put loose change into a can or jar. When the container is full, deposit the money into a savings account. Set aside $1 a day, plus loose change, and you should have about $50 a month, or $600 a year, saved. Save $2 a day, plus loose change, and you should have about $1,000.Complete a Savings Challenge– Pick a savings Challenge that matches your time frame and savings goal such as the 30 Day $100 Savings Challenge or the 50 Week $2,500 Savings Challenge. Savings challenges gradually ramp up savings deposits over time and provide motivation and structure.Continue to Pay a Loan or Bill– Make payments to savings or investment accounts with money that is freed up when loan payments end or an expense, such as childcare, ends. The rationale behind this savings method is that you are already accustomed to the payment so “redirecting” it will not pinch your cash flow.Break Costly Habits– Track your spending for a month or two and pick a few places where spending can be cut back or cut out to “find” money to save. For example, brown-bagging lunch two or three days per week could save hundreds of dollars over the course of a year.Bank a Windfall– Save all or part of large, infrequent expected or unexpected sums of money. Examples of common financial windfalls include tax refunds, inheritances, settlements, awards and prizes, retroactive pay increases, and year-end bonuses at work.Crash Save- Decide that, for a month or two, you’ll buy only absolute necessities and save any money that remains after paying bills. At the end of the crash savings time period, treat yourself and buy the item(s) that you were saving for. Then resume your “normal” spending habits or set a new crash savings goal.Start a “Club” Savings Plan- Start a structured savings plan to save money over the course of a year for holiday or vacation expenses. Some banks and many credit unions still offer them. Unlike “coupon books” of years ago, weekly savings deposits are often transferred electronically from a checking to savings.Save Your “Extra” Paychecks– Mark your paydays each year on a calendar. If you are paid bi-weekly, in two months of the year, you will receive three paychecks. If you are paid weekly, there will be four months with five paychecks. Anticipate these months in advance and plan to save part of the “extra” paycheck.Save Excess Expense Reimbursement Money– Review your employer’s reimbursement policy. If you get a fixed sum for business travel expenses, instead of having to collect receipts, and spend less than the per diem amount, save the difference. Ditto for mileage reimbursement for using a personal car for business.Reinvest Interest and Dividends Automatically-Arrange to have dividends and capital gains on mutual funds reinvested to purchase additional shares rather than receiving a check for a small amount and spending it. This is a painless way to increase investment account value over time.Participate in a Tax-Deferred Retirement Plan– Reduce your salary via payroll deduction to save for retirement and aim to take maximum advantage of employer matching. Money contributed to a 401(k), 403(b), or similar retirement savings plan and earnings on these funds grow tax-deferred until withdrawal. By Barbara O’Neill, Ph.D., CFP®, Rutgers Cooperative Extension, boneill@njaes.rutgers.eduLike dieting, saving money is hard to start, even harder to maintain, and requires patience and discipline. When you achieve your financial goals, however, the results are so worth it. Below are 12 time-tested ways to save:last_img read more

Read More