Is retiring at 75 becoming the new norm?

first_img 39SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr For the vast majority of Americans, the career “finish line” is hitting a retirement number and being able to retire on their own terms. In reality, though, hitting the finish line is getting increasingly tough. Instead of the road to retirement being a straight line from Point A to B, it’s often filled with twists and turns.Unexpected expenses and other rising costs are making the trek to retirement quite the challenge, according to NerdWallet’s 2015 New Grad Retirement Report. Based on three key findings, the graduating class of 2015 faces the very real possibility that they may not retire until the age of 75. By comparison, the average retirement age today is 62.How retiring at 75 could become a realityWhat’s pushing Millenials to work until the ripe age of 75?The first big issue is the growing amount of student debt today’s graduates are dealing with. Average student debt these days is $35,051, up from $29,400 just three years prior, while starting wages are up only around $1,200 since 2012. With college becoming more of a requirement than an exception to land a job where economic advancement is possible, college tuitions have been rising at a pace that’s vastly outpacing wage growth and inflation. The result is more than $1.2 trillion in cumulative student loan debt. continue reading »last_img read more

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PODCAST: Business continuity best practices

first_imgUntil recently, business continuity plans focused primarily on natural disasters and cyber events.That changed quickly with the onset of the coronavirus outbreak and protests over the murder of George Floyd, which require credit unions to address a host of new issues, business continuity experts say.This episode of the CUNA News Podcast features a conversation with two business continuity experts from Quantivate: Andrea Tolentino, principal solutions architect, and Linda Carlson, solutions consultantQuantivate is the technology provider for the Credit Union Compliance Management System and the provider of several modules that integrate with the platform, including a business continuity module. continue reading » 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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Turkey’s deadliest day in Syria worsens ties with Russia

first_imgAt stake is not only Turkey’s national security but also millions of Syrians who are likely to seek refuge in Turkey and in Europe as they escape Idlib, the last rebel stronghold in Syria. The latest attack makes it even more difficult for Turkey to prevent Syrian migrants from seeking refuge elsewhere, a senior Erdogan ally said, signaling growing frustration with European inaction.“Major escalation,” Tim Ash, a strategist at BlueBay Asset Management in London, said after Thursday’s clashes. “Turkey and Russia could be on the brink of actual war. It has been coming for a while. Where is NATO?”Crisis meetingErdogan met with his Defense Minister Hulusi Akar and top security officials from the military and intelligence agency for two hours following the clashes. Earlier in the day, Turkey said the rebels it supports retook the town of Saraqib from Syrian regime forces. After the meeting, Akar and the military’s top brass traveled to the Syrian border, NTV said. Turkish soldiers were stationed at several outposts in Idlib under a 2017 agreement with Russia and Iran to monitor a combat-free zone. Al-Assad’s forces have intensified attacks on rebel positions in the province in recent weeks, with some Turkish posts having been encircled.Erdogan has pledged to push back Syrian forces should they fail to lift their siege on Turkish posts by the end of this month and lobbied U.S and European powers to bring pressure to bear on both Syria and Russia. Turkey has asked the US to deploy Patriot missiles on the border with Syria to deter Russian air forces operating around Idlib, though Erdogan has already acknowledged that his request from the US isn’t likely to be fulfilled.Refugee exodusThursday’s attack — the single deadliest incident suffered by Turkey, which maintains NATO’s second-largest army, in the course of its campaign in Syria — raises the stakes significantly.Since the US withdrew its forces in October, war-torn Syria has become a big-power struggle between Russia and Turkey.Turkey, already the biggest host of refugees with more than 3.5 million Syrians accepted, says it can’t take any more if the Russian-backed attacks in Idlib unleash another wave. Hundreds of thousands are already on the move toward Turkey and the total number could exceed 2 million, Erdogan has said.Europe, and Germany in particular, will be watching developments with growing alarm. The prospect of Turkey waving through a flood of Syrian refugees through its borders is precisely what Chancellor Angela Merkel had hoped to avert and will further stoke anti-immigrant populist sentiment across the continent.Her open-door policy to Syria refugees back in 2015 fatally weakened her 15-year hold on power and unleashed the country’s far-right forces. Germany is now in the throes of a political battle where the pressure is building to take the country in a more conservative direction.Within hours of Thursday’s attack, spokesman of Erdogan’s ruling party Omer Celik said Turkey’s policy on Syrian refugees remains unchanged but that it’s getting increasingly difficult to “hold” them. Turkey and Russia are inching toward direct confrontation in Syria after an attack on Turkish positions in the war-torn nation killed at least 33 Turkish soldiers on Thursday.President Recep Tayyip Erdogan held a crisis meeting with his top security officials after Turkey’s military suffered its biggest single-day losses in an airstrike on their forces in Syria. Turkey will hit “all regime targets” using ground and air forces in retaliation, Erdogan’s office said after the meeting. As the toll of soldiers killed in the ambush rose, 32 others were wounded NTV reported on Friday, citing Rahmi Dogan, governor of Turkish border city Hatay.Turkey repeated calls upon Western allies for backing in the wake of Thursday’s clashes, with Foreign Minister Mevlut Cavusoglu speaking to NATO Secretary-General Jens Stoltenberg. Turkey has urged the US and EU powers to increase their support in the face of attacks on Turkish soldiers by Syrian forces operating under Russian air cover. But Erdogan’s efforts to drum up aid from his NATO partners that could strengthen his position have come to naught as he’s tried to persuade Russia’s Vladimir Putin to drop support for the regime in Damascus.center_img Topics :last_img read more

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Character home in blue-chip suburb needs a few minor tweaks

first_img109 Pearson Street, Kangaroo Point.A two-level character tin and timber home, on a 410sq m block, at Kangaroo Point has hit the market. More from newsCrowd expected as mega estate goes under the hammer7 Aug 2020Hard work, resourcefulness and $17k bring old Ipswich home back to life20 Apr 2020109 Pearson St, Kangaroo Point.The fully fenced home is being marketed by Belle Property — South Brisbane selling agent Avraam Nicolas.The property at 109 Pearson St, has VJ walls, a living room with enough space for a billiards table. The kitchen features granite bench tops. 109 Pearson St, Kangaroo Point.There are four bedrooms and two bathrooms.Mr Nicolas said: “With a fresh coat of paint and a few small improvements, this quality house can certainly represent the best of Kangaroo Point Family Living”.last_img read more

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Dominica Observes World Oceans Day with Social Media Campaign

first_img Share 28 Views   no discussions Share Tweet LifestyleLocalNews Dominica Observes World Oceans Day with Social Media Campaign by: – June 8, 2020center_img Share Sharing is caring! The Fisheries Division of the Ministry of Blue and Green Economy, Agriculture and National Food Security joins to rest of the international community today June 8th to observe and celebrate the role of oceans in our everyday life and seeks to inspire actions globally to help protect the oceans and the sustainable use of marine resources   This year’s theme is INNOVATION FOR A SUSTAINABLE OCEAN.Around the world countries and islands in close proximity to the ocean and whose populations rely heavily on the its resources whether through commerce and trade, tourism, food and research and development are engaged in various call to actions through lectures and panel discussions, arts, clean up campaigns and social media platforms. Globally including Dominica, 175 activities have been planned, along with 100 pledges for sustainable use of the oceans by groups and organizations and  207 beach and underwater activities.In Dominica as we adhere to the Ministry of Health and Wellness and New Investment’s protocols we will engage in social media campaign, hashtag sustainable oceans, a panel discussion and quiz on DBS RADIO at 11am today and the circulation of a short video highlighting the work of a local female fisher and diver. The Ministry of the Blue and Green Economy Agriculture and National food Security also wants to encourage parents to direct the young children who are home and doing studies online to the UNITED NATIONS OCEAN DAY PORTAL by doing a quick search typing in the taskbar World Oceans Day for quick tips, videos and testimonials of the youth how they benefit and take care of this resourceful but fragile natural resource.last_img read more

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Brad Allen Miller, 42

first_imgBrad Allen Miller,42, Indianapolis, passed away on Wednesday, December 28, 2016 in Indianapolis.Born, August 4, 1974 in Jacksonville, Florida, he was the son of Timothy Miller and Sharon (Abbott) Woolston.Brad graduated in 1992 from Greensburg High School.He is survived by his mother, Sharon Woolston, Indianapolis; his father, Timothy Miller, Greensburg; one son, Noah Charles Fisher, Trenton, OH; one sister, Lacey (William) Martin, Indianapolis; grandparents, Esther Abbott, Greensburg, Jules Miller, Greensburg; two nieces, Tinley Martin, Indianapolis, Paisley Martin, Indianapolis; one nephew, Parker Martin, Indianapolis; one aunt, Nancy Redelman; two uncles, Mark Redelman, John Abbott; several great aunts, great uncles, and cousins.He was preceded in death by grandparents, William Abbott and Nellie Miller.Visitation will be held on Monday from 3 to 6:00 p.m. at the Porter-Oliger-Pearson Funeral Home in Greensburg.Memorials may be made to the family through the funeral home.Online condolences can be made to the family at www.popfuneralhome.comlast_img read more

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The Latest: Real Sociedad soccer players to resume training

first_img Share This StoryFacebookTwitteremailPrintLinkedinRedditThe Latest on the effects of the coronavirus outbreak on sports around the world:___Real Sociedad plans to have its players resume training individually this week. It would make it the first Spanish club to resume activities during the coronavirus pandemic. April 12, 2020 The Latest: Real Sociedad soccer players to resume training Associated Press center_img The club says players will have the option to start practicing at the team’s training center after the Spanish government decided to ease some of its lockdown measures.Non-essential workers will be allowed to return to their positions this week while observing social-distancing guidelines and other restrictions. Group activities will remain prohibited as Spain enters its fifth week of confinement because of the pandemic.It was not yet clear whether the government will allow Real Sociedad to open its training center, though, as most sports facilities are still supposed to remain closed.Real Sociedad says players have been training at home for the last month. The club prepared individual training routines for players and sent them stationary bicycles and treadmills. Spain has reported its lowest daily growth in confirmed coronavirus infections in three weeks, with the total at about 166,000. ___More AP sports: https://apnews.com/apf-sports and https://twitter.com/AP_Sports,Tampa Bay Lightning advance to face Dallas Stars in Stanley Cup finals, beating New York Islanders 2-1 in OT in Game 6last_img read more

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Prithvi Shaw’s 99 the highlight as Delhi Capitals beat KKR in Super Over

first_imgPRITHVI Shaw’s 99 highlighted the first Super Over of the 2019 Indian Premier League (IPL), as Delhi Capitals (DC) beat Kolkata Knight Riders (KKR) in a high-octane thriller at the Feroz Shah Kotla when the 10th match of tournament spilled over into Sunday.DC needed 6 off the final over to win but Kuldeep Yadav bowled brilliantly; 2 runs were needed off the final over but Colin Ingram swept Kuldeep and was run-out at the striker’s end when he tried to come back for the second.DC batted first in the Super Over and Shreyas Iyer walked out with Rishabh Pant. Iyer was out on the third ball after hitting a boundary. DC finished with 10 for 1 off their Super Over.Andre Russell and Dinesh Karthik walked out with KKR needing 11 off the Super Over to win. Russell hit Kagiso Rabada for a boundary off the first ball.After a dot ball, Russell was yorked by Rabada and KKR needed 7 off 3 balls. Robin Uthappa was under huge pressure when he walked in to bat – he played the fourth ball of the over for a single and KKR needed 5 off 2 balls.Karthik managed only a single off the penultimate ball and Uthappa needed to hit a boundary off the final ball but only ended up scoring a single.It was a dramatic night of cricket at the Kotla.Chasing 186, DC rode on Shaw’s 55-ball 99 and a top knock by skipper Shreyas Iyer. The pair added 89 for the second wicket to keep the hosts on course for a win after Shikhar Dhawan departed early.DC had won their opening game against Mumbai Indians before losing to Chennai Super Kings. DC were in line for a crushing win over KKR before Shaw’s dismissal derailed the chase and KKR got back into the game.Shaw was heartbroken when he skied a delivery from Lockie Ferguson and was well caught by Dinesh Karthik but he walked out to a standing ovation from his team and the Kotla crowd for an innings they will all remember for a long time.DC were dealt an early blow in their chase of 186 when Piyush Chawla snared Shikhar Dhawan in the third over of the innings. However, DC skipper Shreyas Iyer joined forces with Prithvi Shaw and the pair added 89 runs off only 9.2 overs to bring the chase back on track.Shaw played some sublime shots which left Sourav Ganguly mesmerised. He watched and applauded from the sidelines as Prithvi Shaw manipulated the field and pierced the gaps beautifully and eventually went past 67 to make his IPL best.In 2018, Shaw had made 245 runs including 2 fifties from 9 matches but Delhi had a torrid time in the IPL. This year, DC have looked far better and sharper. Rishabh Pant destroyed Mumbai Indians in their first match before Shaw showed his class against KKR.After being put in to bat by DC at the Feroz Shah Kotla, KKR got off to a disastrous start. Sunil Narine was out injured and his replacement, Nikhil Naik struggled for 15 balls before falling lbw to Sandeep Lamichhane in the fourth over of the innings.To make matters worse, Naik reviewed the decision and wasted it – the ball would have crashed into leg stump.Robin Uthappa, KKR’s most seasoned run-scorer fell to Harshal Patel for 11 off 6 on the final ball of the power play.Chris Lynn was spectacularly caught by Rishabh Pant off Kagiso Rabada in the next over. There was more misery in store for KKR when Patel struck with the first ball of his next over to remove Nitish Rana, to be on a hat-trick.When Shubman Gill was run-out on the first ball of the 10th over, KKR were tottering at 61 for 5. They needed some magic as Andre Russell joined Dinesh Karthik in the middle and that is exactly what the two created – magic.Andre Russell continued his sensational form and smashed a 28-ball 62 despite taking a blow on his shoulder. He hit four boundaries and six sixes, as he battled through pain to help his team post a strong total. Dinesh Karthik played with a calm head and made 50 off 36 balls.last_img read more

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Favre’s back for another _______ year

first_imgBrett Favre is coming back.Cheeseheads and NFC free safeties everywhere are wringing their hands in excitement and anticipation. However — as often is the problem with Favre — public opinion is split as to whether a 17,000th campaign by the stubbled signal-caller is indeed a good thing. Oddly enough, Favre — one of the most universally admired athletes of his generation — is more of a polarizing figure than Bobby Knight or the Backstreet Boys (circa 1999), when the subject of retirement is breached.Everybody has an opinion on the matter, but only a select few — like yours truly — get to actually express it in a public forum. No more!Rather than be the gatekeeper of opinion and barrier to the voice of the people, my column is now yours, to write as you choose — with some limitations of course. So then, how should we view Favre’s return?Winter in Wisconsin just got a little (comparative adjective) last week as Green Bay quarterback Brett Favre announced he will return for a 17th season. The move is about as surprising as (analogous situation), especially considering the way Favre ended the season (“-ing” verb) like a (noun).No. 4 in green and gold said he is excited to play for a young and talented team next season, praising his (adjective) offensive line and the Packers’ (adjective) defense. Such comments should be taken as seriously as mandates delivered by (person).The fact is the Packers — coming off a (adjective) 8-8 record — are destined for (destiny), thanks to (adjective) personnel moves by Ted Thompson, coupled with the inevitable (adjective) play of (Favre nickname).Anyone who thinks the Southern Miss graduate is coming back just to break the records of the NFL’s all-time most prolific passer, Dan Marino, is (right/wrong). A championship is the (adjective) thing on Favre’s mind. I mean, how could anyone think Favre is coming back just to (accomplishment)? Take one look at his (noun) and it’s easy to see his motivation.The (color)-clad faithful at Lambeau Field will surely fill the stands of the Frozen Tundra to watch their hero heave bombs (adverb) down the field into the waiting arms of (person), en route to shattering the all-time record for (statistic).Much like (player), Favre will close out his career riding off into the (place) following a (occasion).I have a sneaking suspicion of what most Wisconsinites will be filling in these blanks with. It will probably look something like this:Winter in Wisconsin just got a little warmer last week as Green Bay quarterback Brett Favre announced he will return for a 17th season. The move is about as surprising as Tim Doyle being named Player of the Year, especially considering the way Favre ended the season crying like a baby. No. 4 in green and gold said he is excited to play for a young and talented team next season, praising his improving offensive line and the Packers’ timely defense. Such comments should be taken as seriously as mandates delivered by Mother Teresa. The fact is, the Packers — coming off an exceptionally impressive 8-8 record — are destined for the Super Bowl thanks to shrewd personnel moves by Ted Thompson, coupled with the inevitable superb play of the God of the Dairy State.Anyone who thinks the Southern Miss graduate is coming back just to break the records of the NFL’s all-time most prolific passer, Dan Marino, is chowing down on too much glue. A championship is the only thing on Favre’s mind. I mean, how could anyone think Favre is coming back just to set records? Take one look at his right ring finger and it’s easy to see his motivation.The green-and-gold-clad faithful at Lambeau Field will surely fill the stands of the Frozen Tundra to watch their hero heave bombs beautifully down the field into the waiting arms of Donald Driver en route to shattering the all-time record for touchdowns and wins.Much like John Elway, Favre will close out his career riding off into the sunset following a second Super Bowl championship.Just for fairness’ sake, let’s take a look at what my Favre-lib looks like:Winter in Wisconsin just got a little more miserable last week as Green Bay quarterback Brett Favre announced he will return for a 17th season. The move is about as surprising as an Oprah guest tearing up, especially considering the way Favre ended the season bawling like an Oprah guest.No. 4 in green and gold said he is excited to play for a young and talented team next season, praising his Kleenex-esque offensive line and the Packers’ Texas Tech style defense. Such comments should be taken as seriously as mandates delivered by Nick Satan, err Saban.The fact is, the Packers — coming off a miraculous 8-8 record — are destined for the NFC North graveyard thanks to inept personnel moves by Ted Thompson, coupled with the inevitable crippling play of the Ironman of INT’s.Anyone who thinks the Southern Miss graduate is coming back just to break the records of the NFL’s all-time most prolific passer, Dan Marino, is right on the money. A championship is the last thing on Favre’s mind. I mean, how could anyone think Favre is coming back just to win a title? Take one look at his roster and his statistics and it’s easy to see his motivation.The blaze-orange-clad faithful at Lambeau Field will surely fill the stands of the Frozen Tundra to watch their hero heave bombs blindly down the field into the waiting arms of (pick your opposing defender) en route to shattering the all-time record for interceptions and pick-6s.Much like Rex Grossman, Favre will close out his career riding off into the angry mob following an announcement he’s coming back again… in 2008.Dave McGrath is a senior double majoring in English and journalism. He still has hope Dan Marino’s records will hold up beyond ’07. If you don’t share his optimism, don’t bother contacting him at dmcgrath@badgerherald.comlast_img read more

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Badgers struggle with errors, conference play in 2012

first_imgIn a season that showed flashes of greatness and moments that would rather be forgotten, the Wisconsin women’s tennis team continues to look toward young talent for future success.The team’s season came to an end at the hands of No. 53 Indiana in the first round of the Big Ten tournament last month, as the Badgers finished their season with an overall record of 12-12, with a 3-8 mark in Big Ten play.Wisconsin was given the difficult task from the get-go, finding itself paired up with 11 ranked teams this season. Adding to the challenge was facing a Big Ten conference that was significantly stronger and deeper than in years past, as evidenced by the team managing just three of its 12 total wins in conference play.Over the course of the season, UW sported consistent doubles play, winning the doubles point in more than half of its matches. However, the Badgers were plagued by inconsistency in singles play throughout most of the year.Head coach Brian Fleishman attributed his team’s struggles this season to the amount of errors committed.“It comes down to error management,” Fleishman said. “So we are going to have to figure out ways to not give away free points because those free points eventually add up to games; those games add up to sets, and then the match is over.“The girls realize it. They think that they have to do too much against a good team. Sometimes it’s just putting the ball back in play. We need to make more balls in the court and control our errors.”While the Badgers failed to achieve a winning record in conference games this year and will have to replace the four graduating seniors on this year’s team, there is reason for optimism next year. Junior Hannah Berner, who will be the lone senior on the squad and a team captain next season, finished her season on a three-match winning streak at the No. 2 singles position.Along with the steady play of Berner, the Badgers got production from their young players, with two freshmen, Sarah Loebel and Nova Patel, finishing with winning records in singles play this year.Despite a bright future for the team next season, Berner said she is still sad to see the team’s seniors leaving.“It’s been a long three years for me, and I am really excited for next year to be the lone senior,” Berner said. “It’s also mixed emotions because I am really sad seeing the four girls I’ve been with for three years go. So there are ups and downs, but I’m glad I got to spend Alaina’s (Trgovich) last home match playing doubles with her. I’m happy and I’m sad.”After the season, the coaches handed out their end of the year awards, celebrating outstanding individuals on the team. Fifth-year senior Trgovich was voted the team MVP, adding the honor to her recent accomplishment of being named a second team all-Big Ten honoree. Trgovich finished the season 12-11 in singles play, defeating three ranked players along the way. Trgovich also went 14-10 in doubles play, competing in a majority of her games with Berner. The pair enjoyed a five-match winning streak during the season and unseated three ranked opponents.Senior Lauren Gruber received the team’s “Grinder” award for her hard work throughout the season, and sophomore Caroline Bauer won the “Lifter of the Year” award for her determination and dedication in the weight room.Fleishman knows that playing Division I tennis is a great opportunity few athletes get a chance to experience. The head coach said he believes his seniors made the most of their opportunity during their career at Wisconsin and hopes that the young players on the roster learn from that.“We always talk about opportunities,” Fleishman said. “I think [the seniors] had a great opportunity while they were here, and they took advantage of it athletically and academically.“The underclassmen need to realize that opportunities come around only so often, so they have to take advantage of them when they come.”last_img read more

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